Personal Savings Accounts

Standard Bank offers a variety of savings accounts to meet your financial needs. We have accounts that pair well with our checking products as well as stand alone savings accounts. Need help deciding? Our local offices will be happy to help you.

Navigator Savings

At Standard Bank, we value each relationship you have with us! The Navigator Savings account, which links to the Navigator Checking account, gives you higher tiered interest rates (for those with a First Class or Preferred Class status) as a thank you for your ongoing business with us.

> NO MINIMUM balance requirement
> NO monthly service charge
> Interest Earning (tiered and variable rates)
> Daily compounding of interest
> Accepts Direct Deposit and ACH transactions

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Simplify saving with Kasasa Saver — it connects to your Kasasa Cash® or Kasasa Cash Back® checking account to help you save automatically. Every month you earn cash rewards in your Kasasa checking, those earnings transfer into your Kasasa Saver account.

> Free account that builds your savings effortlessly
> Links to Kasasa Cash or Kasasa Cash Back checking
> Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings
> Tiered interest rates by account balance
> No minimum balance to earn rewards
> No monthly service fee
> Free e-Statements
> $20 minimum deposit to open

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Super Easy Savings Account

Why chase CD rates when you can just sit back and relax in the SUPER EASY Savings account? If you are looking for a great place to put your funds and earn a competitive return, this is the place.

> Daily compounding of interest
> $10,000 minimum balance required to open account, earn interest, and avoid monthly service fee
> Variable interest rate
> Up to three (3) withdrawals per month

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Statement Savings

A traditional savings account providing easy access to your funds. This is a good place to start saving money. As your balance builds – ask us how to make your investment grow faster.

> Daily compounding of interest
> $100 minimum balance required to open account, earn interest, and avoid monthly service fee
> Variable interest rate
> Accepts Direct Deposit and ACH transactions

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Insured Money Market Account

The Insured Money Market Account (IMMA) is a tiered savings account that provides an investment alternative and earns a higher rate as the balance increases.

> Daily compounding of interest
> $2,500 minimum balance required to open account
> $1,000 balance required to avoid monthly service fee
> Variable interest rate
> Three rate tiers give you higher interest yields on rising balances
> Standard Bank ATM card available
> Up to six (6) check withdrawals or transfers per month

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* Kasasa Saver: Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our Bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our Bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa checking account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the current statement cycle: Kasasa Saver: Balances up to $50,000 receive APY of 1.00%; and balances over $50,000 earn 0.2497% interest rate on the portion of balance over $50,000, resulting in a range from 0.25% to 1.00% APY depending on the account’s balance. When Kasasa checking qualifications are not met, Kasasa Saver: With the exception of the last business day of the statement cycle and any holidays or days our institution does not process transactions that occur thereafter through the end of the statement cycle (collectively “Cycle End Days”), the interest rate paid on the entire Kasasa Saver balance will be 0.01%. On each Cycle End Day, the Kasasa Saver Qualifying interest rate and the Kasasa Saver Qualifying annual percentage yield will be paid on your balances. The application of these rates to your balances over the statement cycle will result in an annual percentage yield ranging from 0.01% to 1.00%, depending on the balances and the days on which the balances are held. ATM withdrawal fees will not be refunded. APY = Annual Percentage Yield. APYs accurate as of 06/06/2016. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $20 minimum deposit is required to open the account. Monthly enrollment in online banking, receipt of electronic statements is a condition(s) of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons may be required to meet some of the accounts qualifications. Limit one (1) account per social security number. An account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly service charges or fees to open or close this account. Contact one of our financial service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Kasasa, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A. This is not a Truth and Savings disclosure for this account type. Refer to your new account disclosures when the account is opened or ask a Financial Center Representative for a copy of the Truth and Savings disclosures to review if this is the right product for you.