Privacy Policy

 

FACTS WHAT DOES STANDARD BANK DO WITH YOUR INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • account balances and payment history
  • transaction history and credit card or other debt
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Standard Bank chooses to share; and whether you can limit this sharing.

 

Reasons we can share
your personal information
Does Standard Bank share? Can you limit
this sharing?

For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes No

For our marketing purposes—
to offer our products and services to you

Yes No
For joint marketing with other financial companies No We do not share

For our affiliates’ everyday business purposes—
information about your transactions and experiences

Yes No

For our affiliates’ everyday business purposes—information about your creditworthiness

Yes Yes
For affiliates to market to you Yes Yes
For nonaffiliates to market to you No We do not share
To limit our sharing

Please Note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent you this notice. When you are no longer a customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions Call toll-free 1-866-856-2265

 

What we do
How does Standard Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.  

On our website, we may gather data from “cookies” or other technologies adding convenience to future visits. This data is protected to the same degree as any other we collect.

How does Standard Bank collect my personal information?

We collect your personal information, for example, when you:

  • open an account or deposit money
  • pay your bills or apply for a loan
  • use your credit or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes-information about your creditworthiness
  • affiliates from using your information to market to you

sharing for nonaffiliates to market to you

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

 

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Our affiliates include financial companies such as Dollar Bank and Dollar Bank Insurance Agency.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Standard Bank does not share with nonaffiliates so they can market to you.
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Standard Bank does not jointly market.

 

If you are a customer of Standard Bank and wish to opt-out of sharing information with our affiliates, please complete our online opt-out form or call our Customer Care Center at 1-866-856-2265.

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Did You Know? 

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