Construction Loans

Financing your dream

Build the house of your dreams from the ground up with a Standard Bank construction loan.  We work great with many local builders and offer very competitive products.  Building a new home should be a pleasant experience. We have years of experience and expertise in this area. You bring a qualified builder, plans, and specifications and we’ll supply the financing. To get started on your construction project, contact one of our experienced mortgage loan officer or  your local office.

About Our Construction Loans:

  • At Standard Bank, the construction process is affordable because you pay interest only on the loan amount that you use during construction. Now that’s affordable!
  • When the house is completed, your loan will automatically convert to a permanent mortgage loan with regular mortgage payment due the first of the month following the month of completion. All you need to do is move in!
  • Since we are a local community bank, we are able to analyze your situation individually and offer flexible solutions.  If your situation sounds complex, let us have a look!  We have custom options to help simplify the process.

Builders: Just as we work with local realtors, we also work with most local builders! We offer flexible draw schedules, 12-months to build, and one-time closings. Interested in working with Standard Bank? Contact one a local mortgage loan officer.

Once you know approximately how much home is in your price range, use the  Mortgage Loan Calculator to estimate your monthly payments based on the principal and interest. Closing costs are normally paid in a lump sum at the time you take out the loan. Other annual costs such as taxes, insurance and mortgage life insurance are also not included on the chart, and are not included in your monthly mortgage payment.

Download our "Home Loan Solutions" booklet! 

Apply Now! 

You can now apply online for your home equity or mortgage loan! It's easy and secure. When you are finished, a mortgage loan officer will call to help you finish the application or explain the next step.

Apply Now

Need Assistance?

(412) 856-0358
Standard Bank's Mortgage Loan Department is open during regular business hours. Our Mortgage Loan Specialists are awaiting your call! Need an office phone number? Visit our Locations page.

directloans@standardbankpa.com