Home Equity Special
Home equity loans can be used for nearly anything!
- Consolidate credit card debt
- Home renovations, upgrades, repairs
- Refinance your home
- Pay off student loans
1 Annual Percentage Rate (APR) is current as of 10/01/18 and subject to change without notice. Home equity loan APR shown is applicable for $15,000 at 120 months from the date of closing for qualified applicants with a debt ratio of 40% or less. This loan may be a first or second lien position on a 1-4 family owner-occupied dwelling with a loan-to-value (LTV) of 89.9% or less. The monthly payment for loan amounts $10,000 to $453,100 per $1,000 borrowed on a 120 month loan is $10.03. Payment example does not include escrow for property related taxes and insurance that must be paid separately. Closing costs may range from $298 to $850. An appraisal will be required on loan amounts in excess of $250,000. Title insurance is required on loan amounts in excess of $400,000. Applicable recording stamps for the State of Maryland must be paid by the borrower. Existing customers must increase their loan by $10,000 to qualify. Standard underwriting guidelines apply. Consult your tax advisor about the deductibility of interest. Offer subject to change without notice. Standard Bank NMLS #441399.
2 Offer is current as of 10/01/18 and subject to change without notice. Terms from five to ten years are available at the 3.80% rate. APR will vary based on term.
3 The $150 lender credit will be given at loan closing and applies to fixed-rate home equity term loans. The credit does not apply to purchase money second lien home equity loans, lines of credit, or investment properties. Standard Bank checking account and autopay are required to earn credit. Offer valid for new applications dated on or after 10/01/18. Standard underwriting guidelines apply. Offer subject to change without notice. No cash value. Coupon not required for discount.