Standard Bank CDs

Regular and Special Certificates

Standard Bank offers a wide variety of certificate terms to satisfy even the most selective customers.

  • All rates are fixed at time of purchase and guaranteed for the life of the certificate
  • You decide how long you want to maintain your investment by choosing a term
  • Short-term certificates run for 3 months (91 days) or 6 months (182 days)
  • Longer-term certificates run from 12 through 120 months
  • Interest is compounded daily. You may have it accumulate on the certificate or transferred to a checking or savings account with us.
  • Interest may be withdrawn without penalty once posted to the account
  • FDIC Insured up to $250,000
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Retirement CD (IRA)

In today’s fast-paced environment, worrying about your retirement savings should be the least of your concerns. Here at Standard Bank, we offer a variety of ways to ‘fluff-up’ your nest egg so you can start planning for better days to come. Standard Banks Retirement Accounts are an ideal way to round out your retirement portfolio. They are safe, and offer a guaranteed rate of return.

  • We offer both Traditional and Roth IRAs to give you the best choice in investing
  • Choose an IRA Certificate of Deposit or a Savings Account to meet your specific savings goal
  • At Standard Bank, you can reach an IRA specialist by calling 412.856.0356 (Ext. 225) during regular business hours
  • There is no annual fee to have an IRA with Standard Bank
  • All IRS IRA rules and regulations apply
  • FDIC Insured up to $250,000
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Flex CD

The FLEX CD provides complete flexibility – you can keep adding to your balance whenever you want. You can even make withdrawals per guidelines below. This CD offers liquidity and a higher interest rate than regular savings account. It just doesn’t get any more flexible!

  • The FLEX CD provides a higher interest rate than a regular savings account
  • You may make additions to the account at any time – just like a savings account – up to 3x your original deposit
  • Multiple terms available
  • Withdraw up to one third of the balance penalty free each calendar quarter
  • Account must be open a minimum of seven (7) days before withdrawal privileges apply
  • Interest is compounded daily
  • $1,000 minimum deposit
  • FDIC Insured up to $250,000
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Deposit Rates