Tips for Moving in the Winter

  We know what you’re thinking. If they have the choice, who in the world would want to move in the wintertime? Leases ending or job relocations often dictate moves outside the usual Memorial Day to Labor Day sweet spot. Moving in fair weather certainly makes the move itself easier; however, winter moving, if properly planned, does have its advantages. […]

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Always looking out for you…

During this bustling time of year around the holidays, you’re top priority is usually not opening a new checking account or applying for a mortgage loan. If you are, of course, we are here to help you select the best options to meet your needs, just like every other day of the year.   But even if you’re not looking […]

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Is the Time Right to Buy a Second Home?

  A second home can be an expensive undertaking (one home can seem like more than enough!), but there are numerous situations where it makes complete sense to make that second purchase based on need, want, or convenience. A popular misconception is that a second home is either a beach house or mountain getaway; however, consumers are using second homes […]

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What do I need to know about preparing for my first mortgage loan application?

  Congratulations! You’re ready to buy your first home. This is a huge step in a person’s life, often one of several check boxes of “living the American dream.” You’ve probably heard the good, the bad, and the ugly from friends and relatives who’ve traveled this road before you. But it doesn’t have to be painful if you come well-prepared. […]

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Home Equity: How can it help you this Spring?

  Admittedly, the Spring of 2020 is a bit different than other springs. But some things remain the same. Every year, as we shake off our winter hibernation (or stay-at-home orders), we take a walk around the yard to survey the work ahead. Spring is a common time to take stock of the current state of affairs of your home […]

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What does “amortization” mean and why does it matter?

Definition of ‘amortization’ Merriam-Webster defines amortization as: to pay off an obligation (such as a mortgage) gradually usually through periodic payments of principal and interest or by payments to a sinking fund (a fund set up and accumulated by usually regular deposits for paying off the principal of a debt when it fall due). Human-speak: each time you make a […]

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