Treasury Management services are a set of banking services that help businesses increase profitability, efficiency, information security, and cash flow, while mitigating threats such as fraud and theft.
As a business and a bank, we’re tasked with how to best serve our customers while keeping the doors open. Do we invest in personnel or with the latest technology? This is a question a lot of local businesses ask as part of their business plan. While we can’t answer for every business, we can tell you how we approach the topic.
While each lending situation is unique, many banks utilize some variation of evaluating the “Five C’s of Credit” when making credit decisions: Character, Capacity, Capital, Conditions, and Collateral. We’ll take a look at each of these considerations and how they may impact your funding request. Review each category and see how you stack up and how a community bank can help you and your business grow.
Read about the top three things your business can implement quickly and easily to improve information security.
As a fellow business professional, you don’t need me to tell you that building strong relationships with customers is critical to your success. You know that by improving the lives and livelihoods of your customers, their loyalty to you deepens, your relationships strengthen, and your own business grows as a result. Strong customer relationships create value for your customers, value […]