Banks are known for perks such as “bankers’ hours” and holidays—but at Standard Bank, we offer associates so much more. Integrity, Respect, Customer-Oriented, Teamwork, Innovation, and Positivity are the core values carried out by our associates, and we work to support these values within a “Corporate Family” atmosphere that includes a very competitive package of benefits, education and volunteer support, and work/life balance solutions.
Treasury Management services are a set of banking services that help businesses increase profitability, efficiency, information security, and cash flow, while mitigating threats such as fraud and theft.
As a business and a bank, we’re tasked with how to best serve our customers while keeping the doors open. Do we invest in personnel or with the latest technology? This is a question a lot of local businesses ask as part of their business plan. While we can’t answer for every business, we can tell you how we approach the topic.
While each lending situation is unique, many banks utilize some variation of evaluating the “Five C’s of Credit” when making credit decisions: Character, Capacity, Capital, Conditions, and Collateral. We’ll take a look at each of these considerations and how they may impact your funding request. Review each category and see how you stack up and how a community bank can help you and your business grow.