Leasing is 100% Financing
Our leases finance 100% of the cost of the equipment. You can include “soft” costs in your lease such as shipping, software, training and installation. Unlike a bank loan, there is no down payment or compensating balances required.
Overcome Budget Limitations
In situations where limited budgets would ordinarily delay or prevent the acquisition of equipment due to a limit on capital expenditures, leasing allows for quick budget approval due to its small monthly expense. A lease can fit the tightest of budgetary constraints.
Conserve Your Cash & Working Capital
Cash is not tied up in equipment. Instead, money is available for opportunities such as marketing, working capital or seasonal cash flow needs.
Preserve Your Credit Lines
Your existing lines of credit and borrowing availability are left untouched and ready to use for operational and short-term financing needs.
Pay Only for What You Use
Monthly payments allow you to use your equipment immediately – your only initial cash outlay is the first and last rental payment. And, the new equipment, with its operating efficiencies, pays for itself as you use it…over time. Profits are generated by the use rather than the ownership of the equipment.
Eliminate Equipment Obsolescence
Leasing lets you regularly upgrade your equipment to a state-of-the-art level, eliminating the inefficiencies of owning outdated equipment.
Gain a Variety of Tax Benefits
Unlike loan payments, lease payments may be fully tax-deductible as an operational expense.
Lease Just About Any Type of Equipment
Eight out of 10 businesses use equipment leasing programs to acquire equipment. Typical types of equipment include:
- Computer Equipment & Software
- Fax Equipment / Copiers
- Office Furniture
- Material Handling Equipment
- Manufacturing and Machine Tools
- Construction Equipment
- Commercial Vehicles (Trucks, Trailers)
- Telecommunications Equipment
Just as important as getting the right loan product is working with right people. People that are dedicated to truly making a difference for your business. It’s not a science – it’s an ART.
|Dave Mathews||(301) 729-3738||Allegany County|