Applying for a loan should be this easy!
The Standard Bank ART of Lending
- Rapid response
- Decisions made locally
- Lasting connection
Our commercial lenders know the local economy. We’re local people so we make our decisions locally. There is no waiting for out of state approval!
Standard Bank understands the lending needs that business owners face. Whether you run a small or large business you may need a line of credit or a term loan. We simplify the process as much as possible.
We offer a variety of loan products to meet your business plan. Contact a Standard Bank Commercial Loan Officer for details on:
|Small Business Administration (SBA) Loans Standard Bank is in partnership with the Small Business Administration (SBA) and can help identify low-cost loans or grants that may be available.||Commercial Real Estate Loans
If you are buying, building or refinancing, Standard Bank can make this process easy. Competitive variable and fixed rates and a variety of terms are available to meet your financial needs.
|Commercial Lines of Credit
With a Standard Bank Commercial Line of Credit you can meet your short-term or seasonal cash needs. A variable rate of interest is charged only on the balance outstanding.
|Construction Loans with maturities up to five (5) years and amortizations up to 25 years.|
|Heavy Equipment Financing specializing in small fleets and owner-operators.||Business Credit Cards to help manage your cash flow and separate your business and personal spending.|
Leasing has always been a viable option of companies. We can arrange a lease to meet the financial needs of your business. You can finance up to 100% of your purchase while conserving your working capital. Lease just about any type of equipment.
When financing for a specific, long-term asset or permanent working capital, a Standard Bank Term Loan may be the best solution. Flexible rates and terms can be arranged.
Just as important as getting the right loan product is working with right people. People that are dedicated to truly making a difference for your business. It’s not a science – it’s an ART.
|Dave Mathews||(301) 729-3738||Allegany County|
|Christie Wakefield||(301) 729-3738||Allegany County|