While each lending situation is unique, many banks utilize some variation of evaluating the “Five C’s of Credit” when making credit decisions: Character, Capacity, Capital, Conditions, and Collateral. We’ll take a look at each of these considerations and how they may impact your funding request. Review each category and see how you stack up and how a community bank can help you and your business grow.
Read about the top three things your business can implement quickly and easily to improve information security.
As a fellow business professional, you don’t need me to tell you that building strong relationships with customers is critical to your success. You know that by improving the lives and livelihoods of your customers, their loyalty to you deepens, your relationships strengthen, and your own business grows as a result. Strong customer relationships create value for your customers, value […]
Standard Bank CEO, Tim Zimmerman, discusses what he has learned about community banks across the nation and where he thinks they will be in 20 years.
As sure as blooming daffodils and chirping robins are signs of spring, at Standard Bank, we look forward to the annual tradition of thanking our customers. Now in our 17th year, Standard Bank’s Customer Appreciation Days are April 8-19. Mark your calendars! While specials, giveaways, and trends may change, each year we innovate ways for customers to enjoy the event. […]