A change for the better
You would be surprised how refinancing can change your life! Refinancing will not only save you money, but provide you with more comfort and security — now those are good reasons why you shouldn’t wait.
Ask us how to:
- Refinance an existing mortgage
Generally, it’s a good idea to consider refinancing whenever the current mortgage interest rate is more than two percentage points below your present mortgage rate. You can reduce your monthly payment and term, therein, reducing total payback over the life of the loan. - Refinance – to receive extra cash
Did you know that when you refinance you may be able to request additional loan funds to consolidate debt, buy a new car, pay for education or do that remodeling project that you thought you couldn’t afford. You could also use the money to go on vacation.
We’ll even tell you when it’s better to go with a Home Equity Loan instead of a regular Mortgage Loan. Sometimes it’s better, sometimes it’s not. Leave it to the loan experts and call us today!
Refinance loan options include different rate structures:
- Fixed Rate Loans have a fixed interest rate for the life of the loan. This allows for easy budgeting because the payment is always the same.
- Adjustable Rate Loans usually have a lower start rate than fixed mortgage loans. You will know how much the rate can adjust over the life of the loan, and the maximum amount you would have to pay in the future. If you think you will only be in the house for a few years or feel that interest rates may go down, then this may be the loan for you.
Contact one of our loan specialists to discuss your options today:
| PENNSYLVANIA | ||||
| MLO# | Loan Specialist | Phone Number | Location(s) | |
| 615325 | Lisa Baverso | (412) 856-0354 | Murrysville and Monroeville Offices | |
| 462615 | Lois McFarlane | (412) 856-0356 x232 | Greensburg and Ligonier Offices | |
| 615132 | Alina Mehalic | (724) 547-7515 | Mt. Pleasant Office | |
| 615135 | China Pulido | (724) 547-0886 | Walmart (Mt. Pleasant) Office | |
| 615141 | Joy Carpenter | (814) 842-3294 | Hyndman Office | |
| MARYLAND | |||||
| MLO# | Loan Specialist | Phone Number | Location(s) | ||
| 615143 | Rob Lewis | (301) 729-3738 | LaVale Office | ||
| 615136 | Melissa Leydig | (301) 722-5770 | Cumberland Office | ||
| CORPORATE | |||||
| MLO# | Loan Specialist | Phone Number | Location(s) | ||
| 458211 | Jane Flaherty | (412) 856-0358 | All Areas | ||
We would like you to take our Home BuyAbility Test. It will help you find out how much home is right for you, so you can feel more comfortable when you apply for your mortgage loan with us.
Once you know approximately how much home is in your price range, use the guide below or our convenient Mortgage Loan Calculator to estimate your monthly payments based on the principal and interest. Closing costs are normally paid in a lump sum at the time you take out the loan. Other annual costs such as taxes, insurance and mortgage life insurance are also not included on the chart, but may be added to your monthly payments.
Request more information or speak to one of our loan specialists for details.
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