Home Equity Loans

home equity loans image

Cash is waiting at your door

Did you know that cash is available in your home? It’s just waiting at your door. So open the door–to cash in on the opportunity to do whatever you want. We can help.

We have several home equity loan options to achieve what’s best for you:

Fixed Rate Home Equity Loan

Save money on special low, locked-in interest rate. The interest paid on the loan may be 100% deductible (consult your tax advisor). You’ll enjoy the convenience of affordable monthly payments over a fixed time period, and you can save even more by paying off higher interest obligations such as department store charges.

Hometown Improvement Program

Designed for low/moderate income and census tract areas that wish to improve their property. We offer special discount on rates and waive closing costs. (Call your local office for details)

Home Equity Line of Credit

Have money available for a “rainy day” with a Standard Bank Home Equity Line of Credit. You can enjoy the low interest rate and possible tax savings benefits (consult your tax advisor), but payments are not due until you access the funds. This is a revolving loan, so you can pay down the balance and re-use it whenever you want to. You are in control, and you don’t have to apply for another loan every time you need money. It’s there–just waiting at your door.

To find out whether you’re in a good borrowing position, and the maximum amount you should be able to borrow, take our One-Minute Home Equity Loan Test. You might also want to order your Credit Report to make sure you’re in good standing. Then, contact us or request more information online. We’ll get back to you right away with the answer you need.