Standard Bank Privacy Policy

At Standard Bank, protecting the privacy and confidentiality of your personal information is important to our employees and to us. We value your business and the trust you put in Standard Bank. To offer the products and services you seek, we collect, maintain, and use information about you on a routine basis. To help you better understand how your personal information is protected here at Standard Bank, we are providing you with the following statement describing our practices and policies with respect to the privacy of customer information. In the event you terminate your customer relationship with us, or become an inactive customer, we will continue to adhere to the policies and practices described in this notice.

As a trusted financial institution, we collect, retain, and use nonpublic personal information about individual customers, allowed by law, to provide products and services to our customers. We may collect nonpublic personal information from such sources as:

Information we receive from you on applications or other forms;

Information about your transactions with us, our affiliates, or others; and

Information we receive from a consumer reporting agency.

We may disclose nonpublic information about you with our corporate affiliates and other nonaffiliated third parties under certain circumstances to provide account services. Any nonpublic personal information shared is conducted in strict adherence to applicable law. We do not disclose any nonpublic personal information about you to anyone, except as permitted under law.

We do not disclose any nonpublic information about our customers, or former customers, to anyone, except as permitted by law. We may exchange information with our affiliates and certain nonaffiliated third parties (under limited circumstances) to the extent possible under law to service your account, offer you products or services we believe you may find valuable, report to credit bureaus, manage risk, and other financial services related activities.

To provide our customers with products and services that we believe may meet your financial needs, we may exchange limited nonpublic personal information about you to nonaffiliated firms that conduct marketing services on our behalf, or with other financial institutions in order to offer financial products or services pursuant to a joint agreement. Such information exchanged includes:

Information we receive from you on applications or other forms, such as your name, address, social security number, assets, and income;

Information about your transactions with us, our affiliates, or others, such as your account balance, payment history, parties to transactions; and

Information we receive from consumer reporting agencies, such as information relating to your credit worthiness and credit history.

We understand that the protection of your nonpublic personal information is of the utmost importance. Guarding your privacy is our obligation. Standard Bank maintains physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information. We restrict employee access to customer information only to those who have a business reason to know such information, and we educate our employees about the importance of confidentiality and customer privacy.

If you have any questions that are not answered in this section please contact us.